Affiliate Disclosure

Effective July 2026

Some links on nickelstretcher.com are affiliate links — if you click one and sign up or buy, we may earn a commission at no extra cost to you. It's how we keep the site free.

Our rules, in writing:

• Being a partner never changes a recommendation. We list what's genuinely good for seniors first.
• We never accept payment to include a discount or benefit on a list.
• Official government programs are always linked directly to the official .gov page — never through an affiliate.
• Medicare-related content on this site is educational. We are not an insurance agency and do not sell plans. For free, unbiased Medicare counseling, contact your State Health Insurance Assistance Program (SHIP).

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